Finance

pop-up-550x480Aim4sport in conjunction with Divido is now able to spread the cost of your purchase.  You can now spread your payment over 12, 24 or 26 months, at a APR of 9.9% and 12.9%.  0% Finance is available upon request.

There is 0% finance available upon request.

I am sure you have lots of questions relating to this offer.  We have tried to answer a few of them and will be adding to the list from time to time.

Are there any minimum requirements?

There are three requirements which are:-

  • You are 18 or over, and employed at least 16 hours per week, or in receipt of a private or company pension
  • You are a permanent UK resident and able to supply a UK address history for the last 3 years
  • You have a good credit history with no late payments, debt relief orders, CCJ's, IVA's or bankruptcies.

Do I have to pay a deposit?

Yes  is the simple answer.  Normally 10%  if you decide to offer more deposit the monthly cost will reduce.  We use a finance calculator to work out your exact payments depending on the deposit and monthly plan you decide on.

Can I take to good away with me ?

Once the application has been agreed, we get the green light from Divido and the deposit paid, yes you can take the goods home with you.

What are the costs ?

We have produced a basic list of loan amounts, deposits, repayments, total costs of credit to give you an idea of what will be repaid.  (Final payment details to be determined by your purchase, and the lender.)

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Who do I make payments to ?

The deposit is paid to Aim4sport, the loan payments are made to Shawbrook Bank through our partner, Divido, until the loan term is completed.

How does the process work ?

(Online option will be available shortly.)

how-it-works

What are the rules of the finance agreement ?

All finance is subject to status. We will make an application on your behalf through one or more finance providers at the point of order. The finance provider will complete all necessary credit checks on the applicant and return an approved or failed status. Aim4sport have no influence over the status returned.

Orders will be for filled for goods allocated only after payment is approved. Some agreements will be twitter-postdelayed in decision making while status is checked, this is called referral.

Once approved, your credit agreement forms part of a linked and legally binding contract. This means that by entering into such an agreement, you are obliged to pay the specified amount as detailed on your finance agreement. Transferring orders from cash or credit card payment onto finance after the date of purchase will only be possible at the discretion of Divido and is subject to status and approval.

Aim4sport is authorised by the Financial Conduct Authority - FCA Firm Reference Number: 762592.  Aim4sport acts as a credit broker and only offers credit products for Divido.  Divido Financial Services Limited (‘Divido’) is authorised and regulated by the Financial Conduct Authority. For more information, please visit: https://www.divido.com/